Simple financing for home improvements

Land bigger projects and grow your business.

The home improvement loan program that’s hard to improve upon.

Whether your goal is increasing sales, simplifying operations or getting paid fast, Mosaic is redefining the financing experience, helping your customers quickly finance their home improvement projects.

Home Improvement Loans through the Mosaic platform are made by WebBank, Member FDIC, Equal Housing Lender.

Why contractors and homeowners choose Mosaic

Home Improvement contractor benefits

Contractor Benefits

  • Near-instant pre-approval decisions with soft credit checks
  • Interactive payment estimator
  • Next-day funding and staged funding
  • Easy project tracking and scope changes
Home Improvement homeowner benefits

Customer Benefits

  • Financing between $1,500 to $55,000
  • A range of competitive APRs and low monthly payments
  • No prepayment penalties
  • No hidden costs, no swipe fees

The hardest part in selling a home improvement project isn’t convincing a customer they need it — it’s helping them figure out how to pay for it.

Flexible financing options cover a wide variety of home improvement projects, allowing you to meet any homeowner's needs:

Power your growth through our industry-leading point of sale app

“Mosaic’s financing app is a gamechanger for pro contractors because it makes the financial part of any home improvement project simple and seamless…[the app] establishes Mosaic as the leader in the industry.”

— Matthew Bratsis, General Manager, EGIA

What our partners say...

Matthew Krom

My favorite thing about partnering with Mosaic is our ability to offer incredible competitive financing for our consumers while making the process seamless and stress-free. Mosaic has actually helped us grow our company because we get a lot of customers that will take a look at their financing options before they are even ready to buy and it’s amazing to see how much it helps them make a decision.

Matthew Krom, RROC Exteriors

Mike Molloy

Time is of the essence, we’re sales driven and we don’t have time to mess around with a million different apps. Mosaic’s ease of processing our applications is key, and we’re using Mosaic more and more because of that.

Mike Molloy, SoCal Climate Control

Patrick Mettler

We like partnering with Mosaic because of the versatility of the customer service, being able to get someone on the phone, an actual human being on the phone to answer questions, that’s really allowed us to grow tremendously— we’re set up for another record year. The special plans they have in play for us that’s allowed us to have exponential growth.

Patrick Mettler, Any Hour Services

The simplest credit application yet

Install a button on your site or send a link for customers to get a near-instant credit approval to finance their home improvement loan, available through the Mosaic platform. Learn more about SwiftLink’s single-screen credit application form that can be completed in a matter of seconds.

Ready to become a Mosaic contractor partner?

Yes! I want to offer my customers access to home improvement financing options