Financing for home improvement projects, simplified

Land bigger projects, grow your business and close more deals

I’m interested in offering home improvement financing options.

The home improvement loan program that’s hard to improve upon.

Whether your goal is increasing sales, simplifying operations or getting paid fast, Mosaic is redefining the financing experience, helping your customers quickly finance their home improvement projects.

Home Improvement Loans through the Mosaic platform are made by WebBank, Member FDIC, Equal Housing Lender.

Why contractors and homeowners choose Mosaic

Home Improvement contractor benefits

Contractor Benefits

  • Near-instant pre-approval decisions with soft credit checks
  • Interactive payment estimator
  • Next-day funding and staged funding
  • Easy project tracking and scope changes
Home Improvement homeowner benefits

Customer Benefits

  • Financing between $1,500 to $55,000
  • A range of competitive APRs and low monthly payments
  • No prepayment penalties
  • No hidden costs, no swipe fees

The hardest part in selling a home improvement project isn’t convincing a customer they need it — it’s helping them figure out how to pay for it.

Flexible financing options cover a wide variety of home improvement projects, allowing you to meet any homeowner's needs:

Power your growth through our industry-leading point of sale app

“Mosaic’s financing app is a gamechanger for pro contractors because it makes the financial part of any home improvement project simple and seamless…[the app] establishes Mosaic as the leader in the industry.”

— Matthew Bratsis, General Manager, EGIA

The simplest credit application yet

Install a button on your site or send a link for customers to get a near-instant credit approval to finance their home improvement loan, available through the Mosaic platform. Learn more about SwiftLink’s single-screen credit application form that can be completed in a matter of seconds.

Ready to become a Mosaic contractor partner?

Yes! I want to offer my customers access to home improvement financing options