Sell higher SEER systems

Offer flexible financing options, including 15-year terms and low monthly payments.

Turn your next service call into a sale and increase margins on every transaction.

Make it simple and affordable for your homeowners to upgrade to a better HVAC system that makes their homes more comfortable and energy efficient.


Offer 10-year or 15-year term, deferred interest loans with no payments for 12 months for 16 SEER and above systems.

When you start the conversation with low monthly payments, it’s easy to show your homeowners the cost versus benefit that a better system brings to their lives every day.

Ready to sell better HVAC systems and increase your margins?

Home Improvement Loans through the Mosaic platform are made by WebBank, Member FDIC, Equal Housing Lender.

Why choose Mosaic

HVAC contractor benefits
Contractor benefits
  • 15-year terms means low monthly payments
  • Bigger tickets mean better margins
  • Near-instant pre-approval decisions with soft credit checks
  • Interactive payment estimator
Homeowner adjusting thermostat
Homeowner benefits
  • Fast financing options at the point of sale
  • Low monthly payments provide more purchasing power
  • Latest technologies and increased durability
  • Better functionality and economic outcomes

Financing at your fingertips — speed up the process from lead to loan signing

Our app makes it easy to pre-qualify your customers on your own screen right on the spot. Or, you can keep it contact free and text or email them a link.

Get financing that fits any sales process and works from any device. There’s nothing to download; access it from any browser and save a shortcut for instant access.