Offer solar financing with confidence.
More approvals, plus lower dealer fees, can significantly boost your bottom line
Be more confident during kitchen table discussions with your homeowners — knowing they’re more likely to get approved with Mosaic financing options.
- Multiplier effect of approval rates combined with lower pricing drives your net income
- Even 5% higher conversions (with the same dealer fee) = more monthly profit for you
- Partners and their sales representatives both benefit from more approvals
- Mosaic has more solar loan data than anyone else in the industry = some of the best approval rates
More approvals. More customers.
All verified income counts
LTV not part of underlying credit decision
SSN or ITIN is accepted
We consider going solar a debt replacement
No Income Stips 660+
Stip rate < 5% all other credit scores
Lower monthly payment for customers. Lower dealer fees for contractors. Our lower cost of funds benefits partners and homeowners.
We are the #1 issuer of solar loan bonds in the market and have been doing it longer than anyone else.
Three loan structures to fit every solar energy need (and save the planet)
As the residential solar finance pioneer, we’ve bundled our features and loan products together to improve solar installers’ cash flow, streamline processing and lower customer acquisition costs.
For homeowners who want solar financing that offers ZERO payments for 12 or 18 months.
All PowerSwitch Zero loans made by WebBank, Member FDIC, Equal Housing Lender.
For homeowners who want to add solar energy systems and/or battery storage to their home — and have the CHOICE to take advantage of the Federal Solar Investment Tax Credit.
For homeowners who want to add solar energy projects to their home — PLUS make other improvements, like replacing their HVAC unit, roof, doors and windows at the same time.
Why installers and homeowners choose Mosaic
- Near-instant pre-approval decisions with soft credit checks
- Interactive payment estimator
- Easy project tracking and pipeline management
- Dedicated phone line for real-time credit decisions
- Attractive credit score minimums, loans up to $100,000
- A range of competitive APRs and low monthly payments
- No prepayment penalties
- No hidden costs, no swipe fees
SolarAPP+ — free online permitting platform
The National Renewable Energy Laboratory’s SolarAPP+ reduces install times and project cancellations, and creates more access to solar by streamlining and standardization permitting.