Offer solar financing options with confidence.
More approvals and low dealer fees can significantly boost your bottom line
Go to kitchen table discussions with confidence — knowing your customers are more likely to get approved with Mosaic financing options.
More homeowners are making the switch to solar to increase their energy resiliency and save on their utility bills. Our seamless platform integrations, near-instant approval rates and low dealer fees keep solar financing options simple and profitable.
- Mosaic has more solar loan data than anyone else in the industry = some of the best approval rates
- Higher approval rates combined with low pricing drives partner and sales representative net income
- Even 5% higher conversions (with the same dealer fee) = more monthly profit for you
More approvals. More customers.
Household Income
All verified income counts
No LTV
LTV not part of underlying credit decision
ITIN Numbers
SSN or ITIN is accepted
No DTI
We consider going solar a debt replacement
No Income Stips 660+
Stip rate < 5% all other credit scores
Lower monthly payment for customers. Low dealer fees for contractors.
Financing applied for and processed through the Mosaic partner platform is originated by Solar Mosaic LLC or one of its lending/financing partners.
Three loan structures to fit every solar energy need (and save the planet)
As a residential solar finance pioneer, we’ve bundled our features and loan products together to improve solar installers’ cash flow, streamline processing and lower customer acquisition costs.
PowerSwitch ZERO
For homeowners who want solar financing that offers ZERO payments for 12 or 18 months.
All PowerSwitch Zero loans made by WebBank, Equal Housing Lender.
PowerSwitch CHOICE
For homeowners who want to add solar energy systems and/or battery storage to their home — and have the CHOICE to take advantage of the Federal Solar Investment Tax Credit.
PowerSwitch PLUS
For homeowners who want to add solar energy projects to their home — PLUS make other improvements, like replacing their HVAC unit, roof, doors and windows at the same time.
Why installers and homeowners choose Mosaic
Contractor benefits
- Near-instant pre-approval decisions with soft credit checks
- Interactive payment estimator
- Easy project tracking and pipeline management
- Dedicated phone line for real-time credit decisions
Homeowner benefits
- Attractive credit score minimums, loans up to $135,000
- A range of competitive APRs and low monthly payments
- No prepayment penalties
- No hidden costs, no swipe fees
What our partners say...
SolarAPP+ — free online permitting platform
The National Renewable Energy Laboratory’s SolarAPP+ reduces install times and project cancellations, and creates more access to solar by streamlining and standardization permitting.
Installer submits an application with design specifications through SolarAPP
SolarAPP checks the application to ensure the system design is code compliant
Code compliant applications are issued a permit instantly after fee payment
