Meet the Team
We are a team of entrepreneurs, coders, finance experts and thought leaders, working toward a world filled with 100% clean energy for all. But our true measure of impact is reflected in the number of people prospering in the clean energy economy. We’re excited to build that world with you.
Founder & CEO
A mission-driven entrepreneur, Billy has founded, invested in and advised many clean energy companies and organizations over the last 20 years. He was honored as one of Rolling Stone's 25 People Shaping the Future.
President and Chief Operating Officer
For the last 20 years, Patrick has grown and managed industry-leading consumer lending businesses, including Capital One and Toyota Financial Services. In each of his three prior COO positions, he launched and scaled successful point of purchase financing businesses, most recently in the home improvement channel.
President and Chief Operating Officer
Melissa has served as Chief Financial Officer for domestic and international banks, including Cross River Bank, TD Bank and Santander Bank. She has more than 25 years of experience, including senior leadership positions with high-growth fintech and payment systems. Melissa is experienced in raising capital, building partnerships and financial management for public companies.
Chief Technology Officer
Nagaraju is a technology and product executive with over 20 years of experience in innovation, architecture, product delivery, and operations. He is an entrepreneurial technology leader and most recently led growth and transformation of market leading products at Intuit and Clarivate Analytics (formerly part of Thomson Reuters). He has delivered successful outcomes for startups, private equity, and large public companies by creating technology vision, strategy, and roadmaps.
Vice President of Business Operations
Specializing in Business Operations, Anitha has over 14 years of experience in Enterprise Program and Process execution. She has extensive experience with execution leadership at fast-growing consumer lending businesses, holding prominent roles at Affirm, Capital One and Westlake Financial Services.
Chief Risk Officer
Richard has over 25 years of consumer leadership experience at major banks, fintech lenders, and consulting firms. This deep consumer lending experience has been tuned to guide several fintech leaders in the development of their lending programs. Most recently, Richard was Upgrade's Chief Risk Officer, responsible for credit risk, regulatory compliance, and operational risk.
Vice President of Marketing
Carol has more than 25 years’ experience building relevant brands and top- and bottom-line growth. She has worked in automotive, financial services, technology, petroleum and agriculture. Her passion is comprehensive research that informs brand strategy and strengthens distribution channels, customer bases and product launches. Her communications programs manage strategic and organizational change that achieve internal alignment towards key business results.
Vice President of Operations and Customer Experience
Jeff has spent over 25 years in various operational roles and industries, and has a passion for building high-performing teams. Before starting at Mosaic, Jeff led production and delivery of customer experience, operations, and customer care at TurboTax (Intuit), Mitchell International, Renovate America, and Sun Microsystems. In addition, he served as an Air Force intelligence officer and is a certificated Six Sigma black belt.
Vice President of Finance
With over 18 years’ experience, Lakshman brings a depth of expertise in financial planning, project finance, portfolio management and mergers and acquisitions. Prior to Mosaic, Lakshman worked at Spruce Finance, KPMG, Citibank and Pricewaterhouse Coopers.
Vice President of Sales
John leads Mosaic’s sales organization, including Strategic Accounts, Partner Development, and Regional Sales teams. He has 25+ years of experience scaling sales, operations, and product management organizations at technology companies including ChargePoint, Pace PLC and Covad Communications.
Vice President of Product
Tamiko leads Mosaic’s product management and product design teams. She has executive experience in high-growth companies and has a passion for building great products and teams. Prior to Mosaic, Tamiko has had leadership roles at ServiceNow and Renovate America.
Vice President of Capital Markets
Alex leads Mosaic’s capital markets initiatives, including the development and management of revolving warehouse facilities, loan sale and direct origination partnerships, and Mosaic’s asset-backed securitization program. Prior to Mosaic, Alex held a leadership role in the structured finance and strategy group at SolarCity where he worked on tax equity, back-leverage, and ABS transactions, including the first-ever securitization of residential solar assets.
Julianne oversees all aspects of Mosaic’s legal affairs and brings extensive experience in finance, M&A, and corporate law. Prior to joining Mosaic, Julianne served as Associate General Counsel at Renew Financial, and was a member of the energy and infrastructure department at Orrick, Herrington & Sutcliffe LLP.
Vice President & Head of Strategy and Corporate Development
John is a senior finance, investment and strategy leader with over 20 years’ experience in the power and renewables industry. He has deep, cross-functional expertise in the residential solar sector including corporate development, capital raising and execution, treasury, planning, analytics, and product and market development. John has helped manage and scale residential solar businesses experiencing hyper-growth since 2015 and prior was an institutional investor, credit analyst, and investment banker for 18 years.