Escape rising utility bills.

Greater financial freedom starts with Mosaic. To get started, ask your contractor if they offer financing through Mosaic.

Already have a loan through Mosaic? Log in above to access your account.

Join the clean energy revolution with flexible financing options on upgrades.

What we offer

  • Financing up to $55,000 for home improvements
  • Financing up to $135,000 for solar panels
  • Financing up to $75,000 for battery storage
  • Bundle solar and battery with the same terms and pricing
  • Competitive APRs and flexible loan terms with low monthly payments
  • Simple, transparent loan process with no hidden fees

What you can do

  • Increase your buying power and upgrade to high-quality energy efficient products
  • Tackle large projects with trusted contractors
  • Make repairs and upgrades now with comfortable payments later
  • Go green and save money on your energy bills
  • Make your home more resilient against extreme weather
  • Modernize your home and increase its value

Mosaic. DependAbility.

As an industry leader, we are committed to safeguarding homeowners and supporting our contractors with best-in-class practices. Our policies, systems and processes provide homeowners peace of mind as they invest in sustainable home improvements.

Contractor Standards

Our evaluation process holds the contractors on the Mosaic platform to high standards of quality and dependability. We continually monitor contractors and take action when necessary for those who do not meet our standards.

Welcome Call

After signing loan documents, homeowners receive a Welcome Call. This process verifies the borrower's identity and ensures they understand the fundamentals of their new loan, including loan details such as expected monthly payment amount and repayment terms.

Price-Per-Watt Monitoring

Mosaic proactively flags projects that exceed our defined price-per-watt limit and asks installers for additional documentation before proceeding. We then work with our contractors to successfully update the transaction and improve the customer's experience.

Training & Resources

All contractors that offer financing through Mosaic and use our portal participate in a standards evaluation and comprehensive training sessions to deliver a stellar experience to homeowners.

We believe the key to a healthier planet and prosperous future is to give people the FinancialAbility to embrace SustainAbility.

You may be able to receive a tax credit up to 30% of the cost of solar.

The Inflation Reduction Act has extended solar tax credits until 2032!

For eligible homeowners, the Federal government offers a solar tax credit that can cover up to 30% of the cost of a system that uses the sun to power your home. Tax credits can cover the cost of solar equipment and installation, heat pumps, EV chargers and more — and you can combine federal tax incentives with state incentives and utility-funded programs for greater support. Please consult a tax professional for more information.

This document does not constitute professional tax advice. It should not be used as the only source of information when making purchasing decisions related to residential energy or for tax filing. Consult a tax professional to determine what makes sense for you.

Calculate your Savings.

Solar panel calculator

Get a personalized estimate of your solar costs and potential savings.

IRA savings calculator

Determine how much you could save with the Inflation Reduction Act.

Roofing calculator

Calculate the cost of replacing your roof based on a few simple questions.

The information provided on these partner websites is for educational or informational purposes only and is not presented by Mosaic.

Steve Brooke

“Mosaic has greatly helped me grow my business by providing the sales team with a very user-friendly portal with quick customer approvals and easy to send loan documents.”

Steve Brooke, Baker Electric Home Energy

Chris Moran

“Mosaic has worked with us to customize our product offerings, allowing us to continue to fuel our growth.”

Chris Moran, Solar Negotiators

Mike Molloy

“We’re sales driven and don’t have time to mess around with different apps. Mosaic’s ease of processing our applications is key.”

Mike Molloy, SoCal Climate Control

Homeowner Resources.

Understanding Liens and Selling Your Solar Home

Understanding Liens & Selling Your Solar Home

Mosaic only has a lien on your solar panels and associated equipment, not on your home. Discover the difference here.

How The Solar Federal Tax Credit Works

How the Federal Tax Credit Works

The federal solar tax credit can make going solar an even better deal. Learn how it works and what you’re eligible for.

3 Most Common Home Improvement Financing Options

3 Common Home Improvement Financing Options

Learn the pros and cons of the most common options: home equity financing, credit cards and home improvement loans.

Don’t let rising utility get you down.

Learn more about the clean energy revolution from our blog.