Patrick Moore

Chief Executive Officer

Patrick Moore has more than 30 years of experience in consumer lending and operations. He previously served as President and Chief Operating Officer of Mosaic, President of Benji at Renovate America and Chief Operating Officer at Genesis Financial Solutions and Toyota F.S.B. In his roles as COO, he has launched and scaled multiple successful point of purchase financing businesses. Patrick also held several leadership roles as an officer during his seven years as a Naval Aviator.

Dan Budington

Chief Financial Officer

Tamiko Kikuchi

Chief Transformation Officer

Tamiko leads the Transformation Team which drives innovation and growth across Mosaic. She brings executive experience in product management and operational excellence, and has held leadership roles at high-growth technology companies including, ServiceNow and Renovate America. In her current role, she enables leaders and teams to develop and deliver excellence with exceptional customer experiences, products and high-performing teams.

Julianne Spears

General Counsel

Julianne oversees all aspects of Mosaic’s legal affairs and brings extensive experience in finance, M&A, and corporate law. Prior to joining Mosaic, Julianne served as Associate General Counsel at Renew Financial, and was a member of the energy and infrastructure department at Orrick, Herrington & Sutcliffe LLP.

John Bumgarner

Chief Revenue Officer

John is a longtime solar industry professional with more than 13 years of experience managing new partner development and training, business intelligence and portfolio management. Prior to Mosaic, he held leadership positions at Sunrun and REC Solar, Inc. He works closely with Mosaic’s clients throughout the solar and home improvement ecosystem including OEMs, distributors, installers, sales organizations and SaaS platforms.

Anitha Srinivasan

Chief Customer Operations Officer

Anitha has nearly 20 years of experience in leading Customer Operations, Enterprise Operations and Business Transformations in prominent roles at Mosaic, Affirm, Capital One and Westlake Financial Services. At Mosaic, Anitha leads all aspects of Origination Operations, Servicing Operations and Risk Operations. Anitha also drives Mosaic’s Consumer and Commercial Loss Mitigation results.

Jeff Kruczynski

Senior Vice President, Product

Jeff has spent over 25 years in various operational roles and industries, and has a passion for building high-performing teams. Before starting at Mosaic, Jeff led production and delivery of customer experience, operations, and customer care at TurboTax (Intuit), Mitchell International, Renovate America, and Sun Microsystems. In addition, he served as an Air Force intelligence officer and is a certificated Six Sigma black belt.

Sarah Gurbach

Chief of Staff

Sarah served as Mosaic’s Head of Investor Relations before moving into the Chief of Staff role. She has experience in team leadership, strategy and working with investors from both Mosaic and her time in management consulting at Kearney.  As Chief of Staff, Sarah works with the Executive Team to accomplish top-priority company goals effectively and with excellence. She is also on the Junior Board of First Tech Fund, a New York-based education nonprofit, and a founding member of The Post, a private membership network connecting leaders built by sport. 

Christine Gately-Evans

Senior Vice President, Marketing

Christine has more than 25 years of experience in marketing strategy and planning, branding and category design, demand creation, and aligning sales, product and marketing functions. She has held executive-level marketing positions at a variety of start-up businesses and well-established global consumer brands, including Sony Electronics and Renovate America. Christine is passionate about transforming marketing organizations to drive innovation and achieve measurable results.

Steve Heruty

Chief Credit Officer

Steve has over 25 years of credit and risk management experience working with top financial institutions including JPMorgan, Chase and BlackRock, and has spent the past nine years focused on the fintech space leading credit and risk functions at Cross River Bank and Colchis Capital Management. He has experience working with loan originators setting and evolving underwriting policies, building predictive models and managing loan portfolios. Steve has also worked on the buy-side performing diligence on fintech platforms and assets, designing loan purchase programs and credit facilities and managing portfolio valuation.

Brendan Kenneally

Chief Compliance Officer

Brendan leads Mosaic's compliance program, navigating the intersection of business objectives and regulatory expectations with a pragmatic and inventive approach. He has over 30 years of experience in consumer lending and regulatory compliance as a Federal Banking Regulator and with institutions such as WaMu and Bank of the West. Over the last seven years, Brendan has applied his skills in the fintech space, enhancing banking best practices with the data-driven efficiency and agility that makes fintech exciting.

Claudia Carlson

Senior Vice President, Financial Planning & Analysis

Claudia has held executive finance leadership positions at companies such as Block (Square), American Express and PwC. As Bank Controller at Block, she established the accounting and treasury function and regulatory reporting compliance framework to support a new bank entity. During her time at American Express, she directed the new product and strategic initiative implementation for several core banking and finance functions. Claudia is passionate about talent development and building high-performing accounting organizations. She also enjoys sharing her extensive finance experience, serving as an MBA adjunct professor for several years.

Andy Cherna

Senior Vice President, Debt Investor Relations

Andy Cherna has more than 35 years of experience in Fixed Income / Capital Markets. He dedicated a significant portion of his career to JPMorgan, where he most recently worked for 24.5 years.

During his time at JPMorgan, Andy worked on the Structured Product Syndicate desk focusing on Asset-Backed Securities (ABS), Non-Agency RMBS and CMBS. He has strong consultative relationships with numerous Asset-Backed issuers and investors, and he is currently studying for his ESG Certificate.

Gaurav Agarwal

Senior Vice President, Technology

Gaurav has over 20 years experience as a technology executive in banking, insurance and fintech industries. Before joining Mosaic, Gaurav held various leadership roles in esteemed companies including LendingClub, Allianz Insurance and GE Commercial Finance. 

In his position as Senior Vice President of Technology at Mosaic, he oversees all technology functions related to business needs. Gaurav is passionate about Mosaic's clean energy vision and uses his expertise to find innovative, customer-centric solutions and build high-performing technology teams.

Jamie Kline

Vice President, Business Growth

As an experienced sales leader, Jamie has led several teams in the solar and multi-family housing industries. Prior to Mosaic, Jamie led the buildout and development of new partner verticals at Sunrun and most recently led the national sales function of a multi-family startup. With his expertise in leading and developing national sales teams, Jamie will help Mosaic bring energy freedom to more homeowners.

David Dobbs

Vice President of Engineering, Applications

David has more than 20 years of experience leading a variety of technology products and teams. He has held leadership positions in engineering at companies such as Travelocity, Dogster and Spruce Financial, where he designed, developed and implemented a number of large-scale product initiatives. He is passionate about clean energy and prides himself on bringing diverse teams from around the world together to work toward common goals.