How to Cut Your Electric Bill By Going Solar

“It’s peer-to-peer lending. People can borrow money from other people and get a 20-year loan, with a low interest rate, and put solar on their home for no money down”


Mosaic Plans Overseas Expansion With Its Kickstarter-Style Solar Campaigns

“The company just won $1 million from a Verizon grant program, announced Wednesday, to come up with a plan to go international, which would include a loan product to fund solar panel installations, a mobile app for investors and pilot projects to be implemented before the end of this year”


Mosaic Crowdsources Solar Installation for Homeowners

“The idea may sound similar to the solar leases and power purchase agreements offered by companies such as SolarCity, Sungevity and Sunrun. But with Mosaic’s Home Solar Loan, homeowners will own their equipment outright after 20 years.”


Why Your Neighbors Will Finance Solar Panels for Your Roof

“Here’s another reason to be nice to the neighbors: They might just give you a no-money-down, low-cost loan to put solar panels on your roof, and once you pay off that debt you’ll get essentially free electricity as long as you own your home”


A Bet on the Environment

“the company functions like a virtual renewable energy bank, soliciting investments for solar projects and making loans to be paid back, typically, over about 10 years…it is poised to grow, with deals in the works that would allow investors to use money from retirement accounts like 401(k)’s and I.R.A.’s.”


Web Tool Crowdfunds Community Solar Projects

“Mosaic expanded its initial portfolio, which offered a fixed 4.5% annual return to people in New York and California who invested at least $25 in commercial projects, to homeowners wanting to finance rooftop solar arrays. It lends homeowners money for their projects”


Bond strategy: Sell Treasurys, buy…solar, like Buffett?

“Renewable infrastructure…is a real asset, and on the assumption the PPA is of good quality, it should have low beta and uncorrelated yield” – Paul Simon, Family Office for Lord Stanley Fink


Crowdsourcing Our Economic Recovery

“Instead of earning close to nothing on your money at a bank, you can directly invest in things that offer solid returns and create real or lasting value…Together, we can crowdsource investments in American infrastructure and create 21st-century energy jobs.”


My Latest Investment: The Sun

“It isn’t seeking donations, and it’s not offering silly rewards like tote bags or invitations to launch parties. Rather, it’s offering fixed financial returns, much like a corporate bond, or a bond backed by a mortgage. It’s an example of financial engineering meeting electrical engineering.”


Want to Invest a Few Hundred Bucks in a Solar Project?

Mosaic is benefiting from the growing comfort people have with investing online, in general, and with peer-to-peer investment platforms, such as and At the same time, there are more and more solar installations in need of financing. For solar developers, financing that comes from Mosaic would be more flexible and cheaper than that from a bank.