Invest directly in solar projects.
Collect repayments with interest.
After sign up we'll show you investments that meet your state's financial suitability requirements.
As the solar project produces clean electricity, it generates revenue by selling power to the solar customer.
As the project earns revenue, investors are paid back with interest.
Investing with Mosaic is easy. Simply sign-in to your Mosaic account anytime to manage and track your investment. As you receive payments from your investment, you can easily re-invest them in new projects or transfer them to your bank account.
Every month you will receive monthly payments in your account from your investments. Each payment returns part of your principal investment plus the interest you earned that month.
Mosaic charges investors a 1% annual platform fee, which is assessed monthly on all assets on the platform. All project listings clearly show the Expected Yield after fees, meaning the yields you see are the yields you will get from projects that perform as expected. Read more about our fees here.
Each investment you make is represented by a Mosaic Note. The note is a written promise to pay a specific sum of money over a fixed term. Each Mosaic Note states how much you loaned to the project and the investment terms.
As you receive payments back from your investments, your cash is kept safely in an 'for benefit of' account that is FDIC-insured up to $250,000. Your money is kept in this account until you choose to invest in new projects or transfer it to your personal bank account.
Each project is described in a Prospectus that is prepared in accordance with the Securities and Exchange Commission's disclosure requirements and contains all of the important details about your investment. You can access the Prospectus on each project page.