Three ways to help your customers finance solar
(and save the planet.)
Three loan structures to fit every solar energy need
As the residential solar finance pioneer, we’ve bundled our features and loan products together to improve solar installers’ cash flow, streamline processing and lower customer acquisition costs.
PowerSwitch ZERO
For homeowners who want solar financing that offers ZERO payments for 12 or 18 months.
All PowerSwitch Zero loans made by WebBank, Equal Housing Lender.
PowerSwitch CHOICE
For homeowners who want to add solar energy systems and/or battery storage to their home — and have the CHOICE to take advantage of the Federal Solar Investment Tax Credit.
PowerSwitch PLUS
For homeowners who want to add solar energy projects to their home — PLUS make other improvements, like replacing their HVAC unit, roof, doors and windows at the same time.
Join us and more than 2,200 solar and home improvement contractors across all 50 states
Why installers and homeowners choose Mosaic

Contractor benefits
- Near-instant pre-approval decisions with soft credit checks
- Interactive payment estimator
- Easy project tracking and pipeline management
- Dedicated phone line for real-time credit decisions

Homeowner benefits
- Attractive FICO score minimums, loans up to $100,000
- A range of competitive APRs and low monthly payments
- No prepayment penalties
- No hidden costs, no swipe fees
Our vision is 100% clean energy for all
More than 160,000 homes across the country have made the switch to clean energy with the help of financing through the Mosaic platform. When you partner with Mosaic, you're not only helping homeowners get the sustainable home improvements they want, you're making a difference for the planet too.
SolarAPP+ — free online permitting platform
The National Renewable Energy Laboratory’s SolarAPP+ reduces install times and project cancellations, and creates more access to solar by streamlining and standardization permitting.